Preheat the oven to 350°F (175°C).

Mix the brown sugar, ketchup, and Worcestershire sauce together in a small saucepan or mixing bowl.

In a large bowl add ground beef, milk, eggs, salt, pepper, onion, ground ginger, and crushed saltine crackers. Mix together with your hands or a wooden spoon.

Shape the meat mixture into the shape of a loaf that will fit your pan.

Generously spread the ketchup mixture on the top of the loaf.

Bake in preheated oven until the internal temperature reads 160°F.

While the meat cooks, bring the extra sauce to a boil and simmer on low.